Most people associate the word "rich" with yachts, expensive cars, and luxurious villas. But their power actually lies not in brands or vacations in the Maldives. Wealth begins not with millions in the bank, but with financial habits. And these are habits you can adopt, even if your income is far from Forbes-level.

About the principles of wealthy people that can actually be applied in everyday life, even if you don't yet earn millions, LIGA.net I asked Oksana Zhelezkko, a personal finance consultant, investor, and author of the podcast "Pay Yourself First".

Personal finance consultant Oksana Zhelezkko (Photo provided by Oksana Zhelezkko)

What financial habits of wealthy people can be adopted for everyday life, even if the income is small?

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financial literacyfinancial habitscapitalfinance and investments